Non-Lucrative Visa

Everything You Need to Know to Live in Spain

What is the Non Lucrative Visa in Spain?

The non-lucrative residence visa allows non-European citizens to reside in Spain without engaging in any work or professional activity.

This permit is intended for individuals who have sufficient financial means to support themselves without working in the country and wish to enjoy an extended stay with access to healthcare and public services.

Non-Lucrative Visa: Table of Contents

Who Can Apply?

The following individuals are eligible to apply for this visa:

  • Non-European Union citizens.
  • Those with sufficient financial means.
  • Applicants who have private health insurance valid in Spain.
  • Individuals with no criminal record.
  • Those who are not listed as inadmissible in the Schengen Area.

Additionally, applicants may include their family members:

  • Spouse or registered domestic partner.
  • Minor children or adult children who are financially dependent.
  • Dependent ascendants who are part of the family unit.

What are the benefits

Benefits of the Non-Lucrative Residence Visa

  • Legal residence in Spain for one year, with the possibility of renewal.
  • Access to public services, including healthcare and education.
  • Opportunity to apply for long-term residence after five years.
  • Ability to travel within the Schengen Area without requiring an additional visa.
  • Possibility to renew for a residence permit that allows employment.
  • Non-Lucrative Residence Visa

    Important Note Before Moving

    Relocating to Spain under a Non-Lucrative Residence Visa is not just about obtaining legal residency—it also has significant financial and tax implications. Once you spend more than 183 days in Spain within a calendar year, you will be considered a tax resident, which may impact:

    • The sale of your current home in your country of origin.
    • The timing of your move, as the moment you become a tax resident can affect your fiscal obligations.
    • Financial planning, including decisions related to employment and financing, which can be more favorable if structured before relocating.

    To avoid last-minute surprises—such as unexpected tax payments or financial constraints—it is essential to plan ahead. Before making any decisions, consult with us. ur team at Fuster & Associates can design a personalized roadmap tailored to your situation, ensuring a smooth transition to your new life in Spain.

    What are the process

    Process to Obtain the Non-Lucrative Residence Visa

    The non-lucrative residence visa must be applied for in the applicant’s country of origin or their last place of legal residence. It is essential to verify this requirement with the corresponding consulate, as specific conditions may vary depending on the applicant’s nationality and consular jurisdiction.

    1. Submission of the application

    The application must be submitted in person at the corresponding Spanish Consular Office.

    2. Document review

    The Consular Office may request additional information or require the applicant to attend an interview.

    3. Processing time

    Up to 3 months from the submission date, depending on the workload of the consular office.

    4. Visa collection

    Once approved, the applicant must collect the visa within a maximum period of one month.

    5. Arrival in Spain

    Once the non-lucrative residence visa is granted, the applicant has 90 days to travel to Spain.

    6. Obtaining a Foreigner Identity Card (TIE):

    Within the first 30 days after entry, the applicant must apply for the Foreigner Identity Card (TIE) at the corresponding Immigration Office or Police Station.

    The non-lucrative residence in Spain is initially granted for one year and can be renewed for two years, then another two years, and after five years, the applicant may apply for long-term residence.

    What are the requirements

    Requirements for the Non Lucrative Visa

    Official documents must be apostilled or legalized and accompanied by a certified translation.

    Additionally, it is important to check with the consulate in the applicant’s jurisdiction, as additional requirements may be requested.

    To apply for the Non-Lucrative Residence Visa, the following documentation is required:

    Proof of residence within the consular jurisdiction

    Such as a residence card or electoral registration certificate.

    National visa application form

    National Visa Form, duly completed and signed.

    Non-lucrative visa application form

    Form EX-01, duly completed and signed.

    Payment of administrative fee

    Fee 052 – Processing of Residence Authorizations for Foreign Citizens

    Proof of eligibility of Non-Lucrative visa.

    Applicants may be required to provide evidence of their employment or retirement status, such as a P45 form, proof of business cessation, a pension certificate, or documentation confirming the feasibility of maintaining employment while residing in Spain (remote work is not allowed under this visa).

    Valid Passport

    Original passport and a photocopy of the biometric data pages.
    The passport must be valid for at least one year, have two blank pages, and must not have been issued more than 10 years ago

    Recent passport-size photograph

    With a clear background.

    Proof of sufficient financial means

    Equivalent to 400% of the IPREM (Public Income Indicator) for the applicant and an additional 100% per accompanying family member.
    The calculation of sufficient financial means for the Non-Lucrative Residence Visa is based on the annual IPREM in 12 payments, which is €7,200.
    Calculation for the main applicant:
    400% of the annual IPREM (12 payments) → €7,200 × 4 = €28,800
    Calculation per additional family member.
    100% of the annual IPREM (12 payments) → €7,200 × 1 = €7,200

    Criminal Record Certificate

    The certificate must confirm the absence of criminal records from the last five years, issued by the country or countries of residence.
    Foreign documents must be legalized or apostilled and, if necessary, accompanied by an official Spanish translati

    Medical certificate

    This Certificate must literally state that you, the Applicant, “does not suffer from any illness which represents a risk or a danger to the public according to the International Health Regulations of 2005”.
    This certificate should be issued within three months prior to submitting the application.

    Private health insurance

    Private health insurance with full coverage, without co-payments or waiting periods, contracted with an authorized insurance provider in Spain.

    Requirements for Family Members

    Family members applying alongside the main applicant must meet the same general requirements and provide additional documentation to prove their relationship.

    Let Us Handle the Process for You!

    At Fuster & Associates, we have a team of immigration experts with extensive experience in processing the Non-Lucrative Residence Visa. We know how to avoid common mistakes in document submission, ensuring that each application meets all the necessary requirements to maximize the chances of approval. From document collection to filing appeals in case of denial, we handle everything so you can enjoy your new life in Spain stress-free.

    If you are planning to settle in Spain in areas such as San Juan de los Terreros, Pulpí, Los Alcázares, La Zenia, Teulada, and Finestrat, our firm has strategically located offices to provide you with a personalized and close service. We have in-depth knowledge of the consular and administrative procedures specific to each region, ensuring a smooth and efficient process.

    At Fuster & Associates, our team of immigration specialists will support you at every stage of the process to guarantee a successful application. From document preparation to handling appeals, we take care of everything so you can start your new life in Spain with peace of mind.

    ✉️ Contact us today and start living your new life in Spain with all the legal peace of mind you need.

    FAQS

    Frequently Asked Questions

    No, owning a property is not mandatory.

    However, it is recommended to provide proof of a residence address in Spain, either through a rental contract or property ownership.

    The processing time is usually up to 3 months from the date of submission, although this may vary depending on the workload of the consular office.

    No, the Non-Lucrative Residence Visa must be applied for from the applicant’s country of origin or legal residence.

    Yes, the insurance must be contracted with an authorized provider in Spain and must offer full coverage without co-payments or waiting periods.

    Yes, although this visa does not allow employment, there are no restrictions on making real estate or other financial investments in Spain.

    If the application is rejected, you may file a reconsideration appeal before the same consular office within one month, or submit a contentious-administrative appeal before the Superior Court of Justice of Madrid within two months.

    The renewal can be requested within the 60 days prior to the expiration date of the current visa.

    In our blog

    Check posts related with Non-Lucrative Visa

    Privacy Policy

    FUSTER CONSULTING, S.L., is especially aware of the importance of the protection of data of a personal nature of the users of the website services. By means of this Privacy policy (referred to as Data Protection policy from here on), FUSTER CONSULTING, S.L., informs the users of the web: https://fuster-associates.com, how personal data gathered on the web is used so that they may decide freely and voluntarily if they wish to provide the information requested. FUSTER CONSULTING, S.L., reserves the right to modify this policy in order to adapt it to new legislation, jurisprudential criteria, information related to the sector or of interest to the entity. Any modification to be carried out will be made available, with the required notice, so that the complete content of these modifications can be made known.
    • RESPONSIBLE BODY
    Dealing with data of a personal nature is the responsibility of; FUSTER CONSULTING, S.L. With an address at Avenida de La Libertad, 301 – 1ª planta P.6 CP 30710 Los Alcázares (Murcia). Tel: (+34 968575650) and e-mail: info@fuster-associates.com
    • WHY INFORMATION IS GATHERED
    Information of a personal nature is gathered via the different forms and documents which belong to FUSTER CONSULTING, S.L., and made available to users, so as to be able to manage and deal with requests for information, doubts, complaints, commendations, or suggestions made as regards the publications or any other services or work, acts or events lent, offered, endorsed and/or sponsored by FUSTER CONSULTING, S.L.,
    • CONSERVATION PERIOD
    Personal data provided will be conserved for the time legally stipulated or as long as the interested party does not request for this information to be deleted and he is entitled to do so.
    • LEGITIMATION
    FUSTER CONSULTING, S.L., is legitimised to deal with personal data, based on the consent given by the interested party for one or more of the specific needs as set out in article 6.1 a) of the General regulations of personal data protection.
    • ACCURACY OF DATA
    So that the data submitted to our files, whether computerised or on paper, always reflects the true situation of information submitted, every effort will be made to keep these up to date. With this in mind, the User must make any changes necessary, either directly if he is empowered to do so himself, or by informing the area or department in question at FUSTER CONSULTING, S.L.
    • RECIPIENTS
    Third parties will not be informed of or given personal data unless doing this is necessary for the development, control and compliance with the objectives regulated by law.
    • USERS’ RIGHTS
    The owner of the personal data, in any case, may exercise his right, as set out in the General Register of Data Protection (Spanish acronym RGPD), which are: • Right to access his personal data, • Right to request for it to be rectified or eliminated, • Right to request for its use to be limited, • Right to oppose it being used, • Right to the portability of data The interested party may exercise these rights in writing, with a copy of his ID/passport attached, and sending it to the following address: FUSTER CONSULTING, S.L., Avenida de La Libertad, 301 – 1ª planta P.6 CP 30710 Los Alcázares (Murcia), Spain. Which of these rights the user wishes to exercise must be specified.
    • SECURITY MEASURES
    Finally, FUSTER CONSULTING, S.L., informs that all legally required technical and organisational measures will be taken in order to guarantee the security and confidentiality of the stored data and therefore preventing it being altered, lost, used without authorisation; keeping in mind the condition of the technique, the costs of applying it and the type, its scope, the context and the objective of dealing with the data, as well as the probability risks and the varying seriousness associated with dealings carried out. If you have any questions related to this privacy policy we kindly ask you to contact us by e-mail at: info@fuster-associates.com.