{"id":16471,"date":"2019-09-16T14:36:58","date_gmt":"2019-09-16T14:36:58","guid":{"rendered":"https:\/\/fuster-associates.com\/?p=16471"},"modified":"2025-10-14T10:38:43","modified_gmt":"2025-10-14T08:38:43","slug":"comment-puis-je-commencer-ma-reclamation-en-cas-dinondation","status":"publish","type":"post","link":"https:\/\/fuster-associates.com\/fr\/blog\/comment-puis-je-commencer-ma-reclamation-en-cas-dinondation\/","title":{"rendered":"Comment puis-je commencer ma r\u00e9clamation en cas d’inondation ?"},"content":{"rendered":"

\u00c9tapes \u00e0 suivre pour faire une r\u00e9clamation d’assurance apr\u00e8s \u00ab\u00a0D.A.N.A\u00a0\u00bb (gota fr\u00eda).<\/h2>\n

Si vous avez subi des dommages caus\u00e9s par les r\u00e9centes inondations, il est essentiel d’avoir une assurance appropri\u00e9e pour couvrir les pertes potentielles.<\/p>\n

Les graves inondations caus\u00e9es par la \u00ab\u00a0D.A.N.A.\u00a0\u00bb (gota fr\u00eda) qui ont touch\u00e9 le sud-ouest et le centre de l’Espagne ont caus\u00e9 d’innombrables et co\u00fbteux dommages.<\/p>\n

Lorsque l’eau p\u00e9n\u00e8tre dans votre propri\u00e9t\u00e9 en raison d’une inondation provenant du d\u00e9bordement d’une rivi\u00e8re ou de la formation de rampes g\u00e9n\u00e9r\u00e9es par des pluies torrentielles, c’est le Consortium de Compensation des assurances qui se chargera de l’indemnisation dans ces circonstances exceptionnelles.<\/p>\n

Si vous avez une assurance habitation :<\/h3>\n

– Signalez votre r\u00e9clamation \u00e0 votre compagnie d’assurance habitation et, au besoin, elle la traitera avec le Consortium de Compensation des assurances.<\/p>\n

– Signalez votre sinistre par \u00e9crit le plus rapidement possible, au plus tard une semaine apr\u00e8s la catastrophe naturelle,\u00a0m\u00eame s’il n’y a pas prescription<\/span><\/p>\n

– Une fois que vous avez soumis votre r\u00e9clamation, assurez-vous d’obtenir votre num\u00e9ro de r\u00e9clamation et de le noter, afin que les services des r\u00e9clamations des compagnies d’assurance puissent localiser rapidement votre dossier, si vous avez besoin de les contacter plus tard.<\/p>\n

– Faites une liste aussi compl\u00e8te que possible de vos biens, car vous devrez prouver les dommages pour recevoir la bonne indemnisation :<\/p>\n

Conservez vos biens endommag\u00e9s (\u00e0 moins que ce ne soit impossible parce qu’ils sont p\u00e9rissables et se d\u00e9t\u00e9riorent, etc.)<\/p>\n

Prenez vos propres photos et vid\u00e9os des d\u00e9g\u00e2ts dans chaque pi\u00e8ce.<\/p>\n

Essayez de r\u00e9cup\u00e9rer les documents ou les re\u00e7us pour les biens qui ont \u00e9t\u00e9 endommag\u00e9s afin que l’expert \u00e9valuateur puisse d\u00e9terminer le prix exact des dommages.<\/p>\n

Faites une liste exhaustive des dommages. Prenez votre temps pour calculer les dommages et ne jetez rien, m\u00eame s’il les choses sont inutilisables avant que l’expert de l’assureur ne les examine.<\/p>\n

Si les pertes sont tr\u00e8s importantes ou affectent la s\u00e9curit\u00e9 du domicile, nous vous recommandons de commander un certificat de pr\u00e9sence notari\u00e9 avec photos, ce qui est peut-\u00eatre le moyen le plus efficace d’appuyer une r\u00e9clamation, car le notaire attestera qu’un jour donn\u00e9, il\/elle a personnellement vu les dommages et pris des photos pour attester de l’\u00e9tat du bien.<\/p>\n

Cependant, il est important de garder \u00e0 l’esprit le co\u00fbt suppl\u00e9mentaire des frais de notaire.<\/p>\n

Et si vous n’avez pas d’assurance habitation ?<\/h3>\n

Vous devrez attendre que le gouvernement d\u00e9clare votre zone comme \u00a0\u00bb\u00a0zone catastrophe\u00a0\u00a0\u00bb et voir ensuite quelle aide sera offerte.<\/p>\n

Jos\u00e9 Ignacio S\u00e1nchez<\/strong>,<\/a> avocat sp\u00e9cialis\u00e9 en litiges chez Fuster & Associates, conseille que \u00a0\u00bb dans le cas des r\u00e9centes inondations et vu l’ampleur des d\u00e9g\u00e2ts, il faudra faire preuve de patience et il insiste sur l’importance de prendre autant de photos que possible et de signaler les d\u00e9g\u00e2ts \u00e0 votre assureur au plus vite \u00ab\u00a0.<\/p>\n

Si vous avez des probl\u00e8mes avec les r\u00e9clamations d’assurance inondation, nous sommes l\u00e0 pour vous aider.\u00a0N’h\u00e9sitez donc pas \u00e0 nous contacter.<\/a><\/strong><\/p>\n

 <\/p>\n

We want to help you navigate all the legal complexities that come with your home buying in Spain, but this article is legal information and should not be seen as legal advice.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u00c9tapes \u00e0 suivre pour faire une r\u00e9clamation d’assurance apr\u00e8s \u00ab\u00a0D.A.N.A\u00a0\u00bb (gota fr\u00eda). Si vous avez subi des dommages caus\u00e9s par les r\u00e9centes inondations, il est essentiel d’avoir une assurance appropri\u00e9e pour couvrir les pertes potentielles. Les graves inondations caus\u00e9es par la \u00ab\u00a0D.A.N.A.\u00a0\u00bb (gota fr\u00eda) qui ont touch\u00e9 le sud-ouest et le centre de l’Espagne ont […]<\/p>\n","protected":false},"author":1,"featured_media":16462,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[17],"tags":[],"class_list":["post-16471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee"],"yoast_head":"\nComment puis-je commencer ma r\u00e9clamation en cas d'inondation ? - Fuster & Associates<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fuster-associates.com\/fr\/blog\/comment-puis-je-commencer-ma-reclamation-en-cas-dinondation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment puis-je commencer ma r\u00e9clamation en cas d'inondation ? - Fuster & Associates\" \/>\n<meta property=\"og:description\" content=\"\u00c9tapes \u00e0 suivre pour faire une r\u00e9clamation d’assurance apr\u00e8s \u00ab\u00a0D.A.N.A\u00a0\u00bb (gota fr\u00eda). Si vous avez subi des dommages caus\u00e9s par les r\u00e9centes inondations, il est essentiel d’avoir une assurance appropri\u00e9e pour couvrir les pertes potentielles. 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